Aadhaar Card Loan 2025, Eligibility, Benefits, Apply Online In 2025, the Aadhaar Card-based loan system continues to be a convenient and accessible way for Indian citizens to secure loans. The Aadhaar card, being a unique identification for every Indian citizen, is linked to a person’s financial and demographic information, making it easier for lenders to verify identity and assess creditworthiness. Many financial institutions and banks now offer loans with Aadhaar as the primary requirement for authentication, simplifying the loan application process.
The Aadhaar-based loan process is fast, paperless, and requires minimal documentation, as the Aadhaar card provides instant access to important data like address, biometrics, and financial history. These loans are available for various purposes, such as personal, business, or education loans, and often come with flexible terms and lower interest rates. The Aadhaar Card loan facility aims to provide quick financial assistance to individuals who may not have access to traditional banking services, promoting financial inclusion across India.
Aadhar Card Loan Yojana 2025 Overview
| Article Name | PM Aadhar Card Loan Yojana 2025 |
| Article Type | Personal loan, Businesses Loan |
| Loan Amount | 2 Lakh |
| Process | Offline |
Benefits and Features of Aadhar Card Loan Yojana 2025
- You can take loan in three ways from PM Aadhar Card Loan Yojana.
- In this, you can take a loan from ₹ 10000 to ₹ 50000 under Shishu Yojana.
- Under Kishor Yojana, you can take a loan from ₹ 50000 to ₹ 100000.
- In this, under Tarun Yojana, you can take a maximum loan from ₹ 100000 to ₹ 200000.
Eligibility for Aadhar Card Loan Yojana 2025
- To take a loan from PM Aadhar Card Loan Yojana, you must have an Aadhar card.
- Your age should be more than 18 years.
- You must have some source of income.
- Under PM Aadhar Card Loan Yojana, loan will be given only to the native of India.
Documents required for Aadhar Card Loan Yojana 2025
- Aadhar Card
- PAN Card
- Bank Statement of Last 6 Months
- Income Certificate
- Domicile Certificate
- Age Certificate
- Passport Size Photo
- Mobile Number
- Email ID
How To Apply Aadhar Card Loan Yojana 2025?
- To take a loan under PM Aadhar Card Loan Yojana, you have to go to any bank near you.
- After going to the bank, you have to get the application form of PM Aadhar Card Loan Yojana from the bank employee.
- After that you have to fill the loan application form carefully and correctly.
- After that you have to affix your own colored passport size photo on the application form of PM Aadhar Card Loan Scheme.
- Then you have to attach the documents told by the bank employees with the application form of PM Aadhar Card Loan Yojana.
- After that you have to submit your application form and the documents attached to the bank employees.
- The bank employee will check your application form and transfer your loan up to ₹ 200000 to your bank account.
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